Sender, ABC Company, wishes to send a Nokia mobile phone from HK to MY. Sender informs us that the Nokia mobile phone is worth MYR 1,000. According to the XpressCover Pricing table, the mobile phone rate is 1.5%.
The insurer is willing to expand the commodity cover list. Kindly contact us for further discussion.
Whenever there is a claim, XpressCover will request an Invoice, Quotation, Cash Bill or any pricing document of that consignment, verify against the average market price, and apply the average clause claim formula as follows:
Sender, ABC Company, wishes to send a mobile phone from HK to MY. Sender informs us that the Nokia mobile phone is worth MYR 1,299 in the market. Being the distributor of Nokia, the cost of the said mobile phone for ABC is only amounting to MYR 1,000. In order to save on XpressCover surcharge, ABC decides to declare only the cost. In the event that accident happens and that the mobile phone is lost, the amount that XpressCover will pay is as follows:
If, in connection with the posting of a consignment, Carrier finds out that the consignment is not packaged or wrapped in an appropriate manner, the company is ?at its own option ?entitled to either reject the consignment or the consignment is sent at the sender's risk. For fragile articles and liquid substances senders are required only to use packing, which has been approved by XpressCover. Fragile articles include technical equipment, such as computer, data processing and laser equipment, etc., chinaware, articles of glass and similar fragile objects as well as furniture, prams, etc. which by reason of their shape or structure do not readily lend themselves to loading with other parcels.
Please note that XpressCover is authorized to request reports from any staff handling the consignment whenever a claim occurs.