Excluded Items

Glass / Fragile items
Glass, tempered glass, fragile items, photo frames and acrylic, perfumes and items packed in glass container or bottle

Kitchen products
Granite top, cup, melamine ware, tea set, kitchen hood, oven and fridge

Furnitures / Home appliances (only cover loss)
Television, washer / dish washer, lighting and lamp, washing machine and drying machine

Commercial products
Mannequin and scale model

Car accessories
Car window, car skirting, car windscreen, car bumper, car mirror, car bonnet and car rim

Alcohol / Hard Liquor
Red wine, white wine, whisky, brandy and beer

Food (only cover loss)
Canned food, standard commercial packaging powder, frozen food and bird nest

Luxury items
Gold or items made therefrom, silver, cash, note of currency, jewellery, previous stones, bullion and silverware

Artwork / Historical artefacts / Religious Items
Antiques, manuscripts, drawings, paintings, works of art, religious pendants, religious paintings, religious statues and any artistic or religious items where the market value is not justifiable

Explosive / Inflammable
All kinds of explosives, inflammable properties, matches, firecrackers, tobacco, cigars, cigarettes and the like

Valuable Papers
All kinds of valuable paper inclusive of and not limited to passport, accounts, bills, currency deeds, evidence of debts, letter of credit, securities and tender documents

Plants
All kinds of livestock, plants and flowers

Musical instruments
Cello, clarinet, drum, electronic guitar, guitar, piano, saxophone, trumpet, violin and etc

Others
Hamper, chips and etc