Excluded Items
Glass / Fragile items
Glass, tempered glass, fragile items, photo frames and acrylic, perfumes and items packed in glass container or bottle
Kitchen products
Granite top, cup, melamine ware, tea set, kitchen hood, oven and fridge
Furnitures / Home appliances (only cover loss)
Television, washer / dish washer, lighting and lamp, washing machine and drying machine
Commercial products
Mannequin and scale model
Car accessories
Car window, car skirting, car windscreen, car bumper, car mirror, car bonnet and car rim
Alcohol / Hard Liquor
Red wine, white wine, whisky, brandy and beer
Food (only cover loss)
Canned food, standard commercial packaging powder, frozen food and bird nest
Luxury items
Gold or items made therefrom, silver, cash, note of currency, jewellery, previous stones, bullion and silverware
Artwork / Historical artefacts / Religious Items
Antiques, manuscripts, drawings, paintings, works of art, religious pendants, religious paintings, religious statues and any artistic or religious items where the market value is not justifiable
Explosive / Inflammable
All kinds of explosives, inflammable properties, matches, firecrackers, tobacco, cigars, cigarettes and the like
Valuable Papers
All kinds of valuable paper inclusive of and not limited to passport, accounts, bills, currency deeds, evidence of debts, letter of credit, securities and tender documents
Plants
All kinds of livestock, plants and flowers
Musical instruments
Cello, clarinet, drum, electronic guitar, guitar, piano, saxophone, trumpet, violin and etc
Others
Hamper, chips and etc